Health Insurance is a type of insurance that covers the medical expenses of the insured due to an illness or accident in exchange for a premium amount. It enables the insurance company to provide medical coverage for hospitalization expenses, day care procedures, critical illnesses, etc. A health plan also offers multiple benefits, including cashless hospitalization and free medical check-ups.

What is Health Insurance?

Health Insurance is a contract between the policy holder and the insurer where the health insurance company provides financial coverage to the insured up to the sum insured limit. It offers medical coverage for healthcare expenses incurred during an emergency or planned hospitalization. It also provides tax savings on the premium paid to the insurance company under Section 80D of the Income Tax, 1961.

Benefits of Buying Health Insurance Plans Online

Buying a health insurance policy online comes with several benefits. Take a look at them below:

• Easier to Compare Plans – It is easier to compare health insurance plans from different insurers online at websites.
• More Convenient – It is more convenient to buy the policy online as you do not have to visit the branch of the insurance company or take an appointment to meet an insurance agent.
• Online Discounts – It allows you to avail discount on premiums for buying the policy online.
• Lower Premiums – Health plans are available for a lower premium online as insurance companies save a lot on operational costs.
• Minimal Paperwork – The process of buying a health insurance policy online involves minimum to zero paperwork.
• Policy Available 24x7 – A health insurance policy can be purchased online any time of the day, even on public holidays, which is not possible in offline buying.
• Digital Payment Options – It allows you to avoid cash payments and use digital payments methods to pay the premium online safely.
• Instant Policy Purchase – A health insurance policy is issued instantly when purchased online unlike offline buying.
• Time-saving – It saves you a lot of time as the policy is issued within a few minutes of buying.

Get 100% Cashless Treatment at any Hospital of your Choice

You can now obtain 100% cashless treatment at any hospital of your choice with the ‘Cashless Everywhere’ facility. Be it an emergency or a planned treatment, you can avail cashless treatment at all hospitals without worrying about paying the bills & waiting for the claim refunds.

How does it work

• In case of an emergency, inform your insurance company within 48 hours of hospitalization.
• For planned hospitalizations, notify your insurance company at least 48 hours in advance.

*Standard T&C apply | Facility available subject to acceptance by hospital. Not available at the blacklisted hospitals.