Investment Plans For NRIs

India has been attracting a lot of Foreign Direct Investments (FDI) with its rapid industrial development over the last few years. This makes Investments in India highly valuable for any NRI. With many investment options, you, as an NRI, may get confused. But don't worry! Let us help you find the best investment options in your homeland.

Best Investment Options for NRIs

1. Fixed Deposits

Fixed Deposits, or FDs, are among the safer ways to invest in India for an NRI. This investment can help you earn a fixed-interest income.

2. National Pension Scheme

The NPS for NRIs is a long-term retirement savings scheme designed for Non-Resident Indians aged 18-60. NRIs can open an account with a minimum contribution of ₹500 and contribute a minimum of ₹6,000 annually while complying with KYC norms. The selected pension fund management invests the funds based on the criteria set by the PFRDA.

3. Equity

Non-resident Indians may directly invest in the Indian stock market under the Portfolio Investment Scheme (PIS).

4. Mutual Funds

NRIs can also invest in mutual funds in India, as long as an NRI complies with the regulations outlined in the Foreign Exchange Management Act (FEMA), they can invest in mutual funds in India.

5. Real Estate

Real estate is a stable investment with good long-term returns. NRIs can buy and rent out residential and commercial properties in India, but not agricultural land. NRIs can use the following bank accounts for property transactions in India: Non-Resident External, Non-Resident Ordinary, and Foreign Currency Non-Resident accounts.

6. Public Provident Fund

You can continue with your PPF account, which you opened as an Indian resident. However, if you don't have a PPF account, you can’t apply for it as an NRI. Also, note that you cannot extend your PPF account after the maturity period of 15 years.

7. Bonds and Non-Convertible Debentures

As an NRI, you can invest in bonds and NCDs in India, including government securities in the form of NRI bonds.

8. Pre-IPO Investment

You can buy and sell shares of a company that is yet to be listed on a public exchange in the pre-IPO market. Private companies sell their shares through an investment firm that facilitates the transaction. The units will be deposited in your NRI Demat account when you buy unlisted shares.

We provide plans for NRIs with safe investments
  • All types of investment solution for NRIs
  • Easy and hassle free process between different countries
  • All legal process with confidential data processing
  • Profitable investment for NRI Under one roof
  • Maximum tax rebate and better income solutions
  • Safe investment with maximum returns

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